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A rate shopper signs with whoever calls back first. Five minutes late and the loan is gone.

In mortgage, speed is the whole game. The borrower fills out four lender forms in one sitting and goes with the first loan officer who calls — not the best rate, the fastest call. Reply in seconds and the application is yours; reply after lunch and it is on someone else's desk. We start by making sure every new lead gets a call back in seconds, then the same system re-engages your old pre-quals and past borrowers, nurtures the pre-approval through to the closing table, and gets you reviews — so nothing leaks while you are clearing conditions.

Take the PULSE Checklet's find where it hurts

Prefer a person? Book a call — thirty minutes, direct with the founders.

This is your pipeline right now.

Leads and past customers going cold while you're on the job — every one a booked job you didn't get.

app.gokazu.com/leads
Revenue at risk
$0
in leads going cold from no follow-up
0
booked
MWMarcus WhitfieldJumbo purchase loan · last contact 312d ago$6,500Awaiting follow-up
RFThe Restrepo FamilyHome purchase loan · last contact 241d ago$5,000Awaiting follow-up
PBPriya BalanCash-out refinance · last contact 198d ago$4,100Awaiting follow-up
TBTom ByrneRate refinance · last contact 96d ago$2,800Awaiting follow-up
DRDave ReyesFHA / VA loan · last contact 5d ago$2,200Awaiting follow-up
SKSarah KleinPre-approval · last contact 2d ago$1,500Awaiting follow-up

Where the work is leaking

01

New leads go to whoever calls back first — and the window is minutes

A borrower submits four lender forms in one sitting and signs with the first one who calls. It is not about your rate; it is about your reply time. The loan officer who calls back in a minute starts the application; the one who calls back in an hour is talking to someone who already picked another lender.

02

Old pre-quals and past borrowers sit cold while rates move

The pre-qual that did not move forward, the application that stalled at conditions, the borrower you closed two years ago who could refi the day rates drop — that is a pipeline of business you already worked, going untouched because nobody has time to reach back to all of them.

03

The long pre-approval, after-hours, and reviews quietly leak

A pre-approval can sit for weeks before the borrower finds a house, and the ones you stop following up on go quiet and shop again. The evening call rolls to voicemail. And the borrower thrilled to get their keys never gets asked for the review that would bring you the next referral.

One system. Start with the fastest money.

01

PULSE Wake — Borrower & Lead Recovery

Start here. Wake re-engages your old pre-quals, your dead applications, and your past borrowers — including the ones who could refi the day rates move — with messages that bring them back to the table. The fastest money for a loan officer is the borrowers you already worked and never closed.

02

PULSE Flash — Speed-to-Lead

This is the whole game in mortgage. Every new lead gets a call back in seconds — before the borrower has finished filling out the next lender's form — so you are the loan officer they talk to first, not the fourth one who calls tomorrow. Reply time is what wins the application.

03

PULSE Voice — 24/7 Answering

Catches the calls your office cannot — evenings, weekends, and overflow when you are deep in a file. Captures the new inquiry, takes the details, and routes the serious borrowers instead of letting them roll to voicemail and call the next lender.

04

PULSE Relay — Pre-Approval Nurture & Follow-Up

A pre-approval is a long road to the closing table. Relay keeps the follow-up going across the weeks a borrower spends house-hunting and clearing conditions, the right nudge at the right time, so the pre-approval you issued does not go quiet and shop again — and hands the ready-to-move ones back to you.

05

PULSE Stars — Reviews & Reputation

Asks every happy borrower for a review right after they get the keys, catches an unhappy one early so you can make it right before it becomes a public one-star, and replies to every review that posts — so your Google rank climbs and the next rate shopper already trusts you before they call.

06

PULSE Social — Comments & DMs

Answers the comments and messages on your social, so a borrower asking about getting pre-approved in your replies does not sit ignored. Full content management available if you want us posting too.

Watch Wake bring a customer back.

A real reactivation conversation — and you only pay when it books.

Live — what PULSE Wake does
1
Someone who went quiet
Marcus asked for a quote, then went dark 10 months ago. Your list is full of them.
2
PULSE Wake reaches out
It re-opens the conversation on its own, with a real, personal message. No one on your team lifts a finger.
3
They come back
It reminds them what they wanted and offers real times before they drift off again.
4
Booked — you only pay on results
A job you'd written off lands on the calendar. Wake runs on performance: no booking, no fee.
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Common questions

That is exactly the opening. Wake re-engages your old pre-quals, your stalled applications, and your past borrowers — and reaches the refi candidates the moment rates move, when they are most likely to act. You already did the work to get those borrowers once; Wake brings them back without you generating a single new lead.

No. Most loan officers start with Flash and Wake — Flash because reply speed is what wins the application, Wake because it works the borrowers you already have. Answering, pre-approval nurture, reviews, and the rest turn on when you are ready.

No. It does not quote rates, give numbers, or promise an approval — that is your job and your compliance team's. It handles the speed and the follow-up: calling the lead back in seconds, capturing the details, booking the call with you, and keeping the borrower warm. You stay in control of every rate and decision.

Encompass, Floify, Salesforce, HubSpot, and most mortgage and CRM software. Leads, applications, calls, and borrower notes sync automatically.

Let's do the math you've been avoiding.

Adjust the sliders to see your numbers

2,500
1,00010,000
$5K
$1,000$50K

You already paid $125K$375K to acquire these leads.

Leads2,500
Conversations875
Appointments175
Closed deals35

35 closed deals × $5K — you're leaving

$175K

on the table — today those leads earn you $0, just sitting there.

35% response · 20% booking · 20% close — conservative numbers from real campaigns.

Want to see if these numbers hold up for your business?

Take the PULSE Checklet's find where it hurts

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